UAE Financial
Calculators Hub

Yes — 100% free, forever. No account, no email, no payment required. All calculators work directly in your browser on any device, including mobile.

Each calculator is built using official UAE laws — Federal Decree-Law No. 33 of 2021 (Labour Law), Central Bank of UAE mortgage guidelines, and FTA VAT rules. They are regularly reviewed for any regulatory updates. For complex or unusual situations, we recommend consulting a qualified financial advisor.

No. The UAE does not levy personal income tax on individuals — whether expats or UAE nationals. Your full gross salary is effectively your take-home pay, minus any applicable pension contributions (GPSSA for nationals). A 9% Corporate Tax applies to business profits above AED 375,000 from June 2023.

Any employee completing at least one year of continuous service with a UAE-registered private sector employer is entitled to end-of-service gratuity. This includes expatriates and UAE nationals. Employees under DIFC or ADGM contracts, and domestic workers, may have different end-of-service arrangements.

Yes. Expatriates can get UAE mortgages with a minimum 20% down payment for properties up to AED 5 million. The Central Bank sets a maximum LTV of 80% for expats. Most banks require a minimum monthly salary of AED 10,000–15,000, and loan tenures can extend to 25 years for expats.

If your annual taxable revenue exceeds AED 375,000, you must register for VAT with the Federal Tax Authority. Voluntary registration is available from AED 187,500. Below that threshold, VAT registration is not required or permitted under FTA rules.