Free · No Login · Updated 2026

Free Financial Calculators —
70+ Tools, 9 Countries

Tax, mortgage, investment, inflation, cost of living, retirement and loan calculators built for India, Germany, USA, UK, Australia, Canada, Singapore, New Zealand and beyond. Based on official government data. No registration required.

70+
Calculators
9+
Countries
100%
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🇮🇳 India 🇺🇸 USA 🇩🇪 Germany 🇬🇧 UK 🇦🇺 Australia 🇨🇦 Canada 🇸🇬 Singapore 🇳🇿 New Zealand 🌍 Global ❓ FAQ
🇮🇳 India — 13 Free Tools
India Financial Calculators
13
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India Financial Calculators — Complete Hub
All India tools in one place — income tax, home loan, SIP, NPS, stamp duty, FD, inflation, PPF vs ELSS and more. Built for Indian regulations and RBI guidelines 2026.
COMPLETE HUB ⭐
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Tax & Income
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Income Tax Calculator India 2026
Old & new tax regime comparison for FY 2024-25. All deductions — 80C, 80D, HRA — included.
✓ Top Performer
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NRE vs NRO Tax Calculator
For NRIs — compare tax treatment of NRE and NRO accounts and interest income in India.
NRI
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India Inflation Calculator
Calculate purchasing power changes in India from any year to 2026 using RBI CPI data.
RBI Data
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Loans & Property
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Home Loan EMI Calculator India
Monthly EMI with Indian interest rates, tenure, prepayment and amortisation schedule.
Free
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EMI Calculator India
Universal EMI calculator for car loans, personal loans, and business loans in India.
Free
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Loan Eligibility Calculator India
Check home, car, and personal loan eligibility based on income and existing obligations.
Free
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Stamp Duty Calculator India
Stamp duty and registration charges for property purchase across all Indian states.
Free
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Rental Yield Calculator India
Calculate gross and net rental yield and ROI for investment properties in Indian cities.
Free
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Credit Score Impact Calculator India
See how financial decisions affect your CIBIL score before you make them.
Free
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Investments & Savings
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FD Calculator India
Fixed Deposit maturity amount with compound interest — compare bank rates instantly.
Free
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PPF vs ELSS Calculator India
Compare Public Provident Fund vs Equity Linked Savings Scheme returns for tax-saving choices.
Free
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Mutual Fund Overlap Calculator
Check overlapping holdings across your mutual fund portfolio to avoid over-concentration.
Free
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NPS Calculator India
Estimate your National Pension System retirement corpus with Tier 1 & 2 contributions.
Free
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Cost of Living
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Cost of Living Calculator India 2026
Compare monthly expenses across Mumbai, Delhi, Bangalore, Pune, Chennai & 15+ cities.
✓ Most Popular
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🇺🇸 USA — 14 Free Tools
US Financial Calculators
14
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USA Financial Calculators — Complete Hub
All US tools — federal tax, mortgage, paycheck, 401k, student loans, inflation, Social Security and more. Based on IRS and BLS data.
USA HUB
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🇺🇸 Built on Official IRS & BLS Data All US calculators use the latest IRS tax brackets, BLS inflation data, and official government figures — updated for 2025-26. No login or registration required.
Tax Calculators
🦅
Federal Income Tax Calculator USA 2026
2025-26 IRS brackets, standard deductions, filing status — estimate your US federal tax liability.
IRS 2026
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Paycheck Calculator USA
Estimate take-home pay after federal, state tax, FICA, Medicare — hourly or salary.
Free
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W-4 Tax Withholding Calculator
Optimise your W-4 form to avoid underpaying or overpaying federal income taxes.
Free
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1099 Tax Calculator USA
Estimate self-employment tax, quarterly payments, and deductions for 1099 freelancers.
Freelancers
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US Inflation Calculator
Calculate purchasing power changes from 1913 to 2026 using official BLS CPI data.
BLS Data
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Mortgages & Loans
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Mortgage Calculator USA 2026
Monthly payment, total interest, amortisation schedule for US home loans.
Free
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Reverse Mortgage Calculator USA
Estimate HECM loan amounts, equity payouts, and eligibility for senior homeowners.
Seniors
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PMI Removal Calculator USA
Find out when you can remove private mortgage insurance and how much you’ll save.
Free
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Student Loan Calculator USA
Monthly payments, total interest, and payoff timeline for federal and private US student loans.
Free
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Credit Score Impact Calculator USA
Predict how financial decisions affect your FICO credit score before you make them.
Free
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Retirement & Savings
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401(k) Retirement Calculator USA
Project your 401(k) balance at retirement with employer match, contribution rates, and growth.
Free
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Social Security Benefits Estimator
Estimate monthly Social Security benefits at different retirement ages using your earnings history.
SSA Data
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529 College Savings Calculator USA
Project college savings growth and estimate how much to save monthly in a 529 plan.
Free
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Emergency Fund Calculator USA
How much emergency savings do you need? Calculate your 3–6 month safety net target.
Free
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CD Calculator USA 2026
Certificate of Deposit maturity calculator — compare CD rates and find the best return.
Free
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HSA vs FSA Calculator USA
Compare Health Savings Account vs Flexible Spending Account tax benefits and contribution limits.
Free
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Debt & Other
📚
Child Education Planning Calculator USA
Plan for your child’s future education costs with inflation-adjusted projections.
Free
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Medical Bill Negotiation Calculator
Estimate how much you can save negotiating medical bills and what to offer insurers.
Free
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Cost of Living Calculator USA
Compare monthly living costs across New York, LA, Chicago, Houston, Phoenix and more.
Free
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FAQ
Frequently Asked Questions
Yes — every calculator on Sitnit.com is completely free with no registration, no email, and no subscription required. All 70+ tools are accessible instantly on any device.
India has the largest collection — 13 dedicated tools covering income tax, home loans, NPS, FD, PPF vs ELSS, mutual fund overlap, stamp duty, and more. All accessible from the India Financial Calculators hub.
The Einkommensteuerrechner Deutschland on Sitnit covers all 6 Steuerklassen, solidarity surcharge (Solidaritätszuschlag), church tax (Kirchensteuer), and all social contributions using the official §32a EStG formula — updated for 2025 and 2026.
The India Income Tax Calculator on Sitnit supports both old and new tax regimes, with deductions under 80C, 80D, HRA, and standard deduction — free and no login required.
The ATO Tax Calculator is most useful from July through October — the Australian tax year runs July 1 to June 30, so this is when most Australians estimate their tax return and liability.
All calculators use official government data — §32a EStG for Germany, IRAS for Singapore, ATO for Australia, IRS for USA, HMRC for UK, and IT Act for India. Results are estimates for planning purposes. For binding tax decisions, consult a qualified tax professional in your country.
Yes — all Sitnit financial calculators are indexed and available on Bing. Simply search any calculator name on Bing to find it quickly alongside Google results.
Yes — all Sitnit financial calculators are fully mobile-optimised and work on iPhone, Android, and any tablet or desktop browser. No app download needed.
Planning finances in India?
Our India hub has 13 free tools — tax, loans, investments and cost of living — all in one place.
Open India Hub →