🇮🇳 Income Tax Dept & RBI — FY 2025‑26

India Financial
Calculators Hub

13 free, accurate financial tools for every Indian resident, NRI, and investor — income tax, home loan EMI, FD, PPF, NPS, stamp duty, and more. No sign‑up. Instant results.

13
Free Calculators
2025‑26
FY Updated
₹0
Cost to Use
6
Categories
✓ New Regime Slabs 2025‑26 ✓ RBI Repo Rate 5.25% ✓ No Data Stored ✓ No Sign‑up Required ✓ Mobile Friendly
New Regime Tax Slabs No Personal Data Stored RBI CPI Inflation Data Works on Any Device
13 Free Tools

All India Financial Calculators

Filter by category or browse all — every tool uses the latest Income Tax slabs, RBI rates, and official Indian financial data. All amounts in ₹.

Tax & Income

India Income Tax Calculator 2025‑26

Compare Old vs New Regime, see take‑home salary with standard deduction & Section 87A rebate — all as per latest Budget.

Open Calculator
Loans & EMI

Home Loan EMI Calculator India

Calculate monthly EMI, total interest & affordability using current SBI / RBI‑linked rates — with prepayment and amortization.

Open Calculator
Loans & EMI

Loan Eligibility Calculator India

Check how much home / personal loan you can get based on income, obligations, age & CIBIL score — as per Indian bank norms.

Open Calculator
Loans & EMI

Credit Score Impact Calculator India

See how actions like closing a credit card, missing a payment or taking a new loan affect your CIBIL / Experian score.

Open Calculator
Savings & Investments

Fixed Deposit (FD) Calculator India

See maturity value, total interest earned, and compare cumulative vs quarterly payouts for any Indian bank FD.

Open Calculator
Savings & Investments

PPF vs ELSS Calculator

Compare Public Provident Fund and ELSS mutual funds — returns, tax benefits u/s 80C, lock‑in and liquidity.

Open Calculator
Savings & Investments

India Inflation Calculator

Measure rupee purchasing power changes using official RBI CPI data — see how ₹1,000 from any year is worth today.

Open Calculator
Savings & Investments

Mutual Fund Overlap Calculator India

Avoid portfolio duplication — find overlapping stocks in any two Indian mutual fund schemes and diversify better.

Open Calculator
Savings & Investments

NPS Calculator India

Plan retirement with National Pension System — project corpus, annuity income & tax benefits under Tier‑I & Tier‑II.

Open Calculator
Property

Stamp Duty & Registration Calculator India

Estimate total government charges on property purchase — stamp duty, registration & surcharge for any Indian state.

Open Calculator
Property

Rental Yield Calculator India

Calculate gross & net rental yield for any Indian property — factor in maintenance, property tax & home loan interest.

Open Calculator
NRI

NRE vs NRO Tax Calculator

Understand taxation, repatriation rules & interest rates on NRE and NRO accounts — avoid double taxation.

Open Calculator
Cost of Living

Cost of Living Calculator India 2026

Compare monthly expenses across Mumbai, Delhi, Bangalore, Hyderabad, Pune & more — rent, transport, groceries in ₹.

Open Calculator
India at a Glance — FY 2025‑26

Key Numbers Every Indian Should Know

₹12L
Income tax‑free
(New Regime, rebate)
5%
Lowest Tax Slab
₹4L – ₹8L
7.1%
PPF Interest Rate
(Q3 FY 2025‑26)
6%
Avg. Stamp Duty
+ Registration
How It Works

Your Result in 3 Steps

No account, no download, no waiting. Works on every phone and desktop.

1

Pick a Calculator

Filter by category or browse all 13 tools — find the one that matches your financial question.

2

Enter Your Numbers

Input your income, loan amount, investment, or city — all in ₹ with India‑specific guidance.

3

Get Instant Results

Results update as you type. No page reload. Copy, screenshot, or share directly from the calculator.

FAQ

Common Questions

Are these India calculators really free?
Yes — all 13 calculators are 100% free. No account, no email, no subscription. Every tool runs right in your browser and no personal data is stored or transmitted.
How does the New Tax Regime work for FY 2025‑26?
The New Regime (default) has slabs: up to ₹4L – nil, ₹4‑8L – 5%, ₹8‑12L – 10%, ₹12‑16L – 15%, ₹16‑20L – 20%, ₹20‑24L – 25%, above ₹24L – 30%. With a standard deduction of ₹75,000 and a Section 87A rebate, income up to ₹12 lakh is effectively tax‑free. The Income Tax Calculator compares both Old and New regimes side‑by‑side.
What home loan interest rate should I use?
Most banks link their home loan rates to the RBI repo rate (currently 5.25%). SBI offers rates starting from 7.50% p.a. for eligible borrowers. The Home Loan EMI Calculator uses these real‑world rates so you can plan exactly.
What is the PPF interest rate right now?
The PPF interest rate for Q3 of FY 2025‑26 is 7.1% per annum, compounded annually. Our PPF vs ELSS calculator lets you compare this safe return with market‑linked ELSS options.
How is stamp duty calculated in India?
Stamp duty varies by state (usually 3‑8% of property value) and registration is an additional 1%. Our Stamp Duty & Registration Calculator covers major states and also accounts for any applicable surcharge.
What’s the difference between NRE and NRO accounts?
NRE accounts are fully repatriable (both principal and interest) and tax‑free in India. NRO accounts are used for income earned in India; interest is taxable, and repatriation is limited. The NRE vs NRO Tax Calculator shows your exact tax liability and repatriation options.
How does the NPS calculator help me?
The NPS calculator projects your retirement corpus based on monthly contributions, expected returns, and annuity purchase at maturity. It also factors in the additional ₹50,000 tax deduction under Section 80CCD(1B).

13 Free India Financial Calculators

Every tool is built for Indian residents using the latest Income Tax slabs, RBI rates, and real financial data. Pick a category and start calculating.

💼 Tax & Income 🏦 Loans & EMI 📈 Savings & Investments 🏠 Property 🌏 NRI 🛒 Cost of Living
Income Tax Home Loan EMI Loan Eligibility Credit Score FD Calculator PPF vs ELSS Inflation MF Overlap NPS Stamp Duty Rental Yield NRE vs NRO Cost of Living