Ireland Financial
Calculators Hub
9 free, Revenue.ie-compliant tools for every financial decision in Ireland — Income Tax, Take Home Pay, Inflation, VAT, Stamp Duty, Mortgage, Pension & Cost of Living. No sign-up. Instant results.
Calculators
Tax Year
to Use
Covered
All Ireland Financial Calculators
Filter by category or browse all — every tool uses current Irish tax bands, USC thresholds, PRSI rates, and Central Bank rules.
Calculate your full Irish tax liability — income tax at 20%/40%, USC, PRSI and all tax credits. Covers PAYE, self-employed & married couples.
Enter your gross salary and get your exact net take-home pay after income tax, USC, PRSI and tax credits. Monthly & annual breakdowns included.
See how the purchasing power of any euro amount has changed over time, based on official CSO Ireland CPI data.
Add or remove Irish VAT at 23%, 13.5%, or 9% from any amount — for invoices, retail pricing, and Revenue returns.
Calculate stamp duty on residential & commercial property. Covers 1% on first €1m, 2% above, 7.5% non-residential — with Help to Buy refund guidance.
Monthly repayments, total interest & amortisation. Includes Central Bank LTV limits (90% FTB, 80% second buyers) and stress test affordability check.
Project your Irish pension pot at retirement. Covers PRSA, occupational pensions, AVCs, State Pension & tax relief at marginal rate.
Calculate your Special Assignee Relief Programme tax savings. 30% relief on income between €100k–€1M for qualifying assignees in Ireland.
Compare monthly living expenses across Dublin, Cork, Galway, Limerick & Waterford — rent, groceries, transport, childcare & utilities.
Ireland at a Glance — 2025-26
Key tax rates, thresholds and rules every taxpayer and homebuyer in Ireland should know.
Standard / Higher Rate Revenue.ie 2025
Universal Social Charge Revenue.ie 2025
Class A (no ceiling) Revenue.ie 2025
Cut-Off (Single) Tax Band 2025
Residential Property ≤€1M / >€1M
Central Bank Rule First-Time Buyers
Ireland Revenue.ie 2025
Per Individual Revenue.ie 2025
How It Works
Your result in 3 steps — no account, no download, no waiting.
Pick a Calculator
Filter by category or browse all 9 tools — find the one that answers your financial question in Ireland.
Enter Your Numbers
Input your salary, property price, service years, or city — all fields are labelled with Ireland-specific guidance.
Get Instant Results
Results update as you type. No page reload. Copy, screenshot, or share your result directly.
Common Questions
Answers about Irish financial rules, our calculators, and how to use them.
Are all these calculators free?
Yes — all 9 calculators are completely free. No account, email, or payment is ever required. Every tool runs entirely in your browser and does not store or transmit your personal data.
How is income tax calculated in Ireland in 2025?
Irish income tax is charged at 20% on income up to the standard rate cut-off point (€44,000 for a single person in 2025) and 40% on income above that. You also pay USC (0.5%–8%) and PRSI at 4% on all earnings. Tax credits — including the personal credit (€1,875) and employee credit (€1,875) — reduce the tax you owe. Use our Income Tax Calculator to get your full breakdown instantly.
How much VAT is charged in Ireland?
Ireland’s standard VAT rate is 23%, with reduced rates of 13.5% (applying to items like fuel and building services) and 9% (applying to certain hospitality and newspapers). Our VAT Calculator Ireland lets you add or remove VAT at any of these rates instantly.
How does the Irish Inflation Calculator work?
The Irish Inflation Calculator uses official CSO (Central Statistics Office) CPI data to show how the purchasing power of any euro amount has changed between two chosen years — helpful for understanding real wage growth or comparing historical prices.
How much stamp duty do I pay on a house in Ireland?
Stamp duty on residential property in Ireland is 1% on the first €1,000,000 and 2% on any amount above. Non-residential property is taxed at 7.5%. First-time buyers may be eligible for the Help to Buy refund of up to €30,000. Our Stamp Duty Calculator gives you the exact figure for any purchase price.
What are the Central Bank mortgage rules in Ireland?
First-time buyers can borrow up to 90% LTV (10% deposit required) and up to 4 times gross income. Second and subsequent buyers are limited to 80% LTV and 3.5 times income. Buy-to-let investors are capped at 70% LTV. Our Mortgage Calculator checks your borrowing capacity and monthly repayments.
What is SARP and who qualifies in Ireland?
SARP (Special Assignee Relief Programme) provides 30% income tax relief on earnings between €100,000 and €1,000,000 for employees assigned to work in Ireland. You must have worked outside Ireland for at least 6 consecutive months with the same employer before your Irish assignment. Relief can be claimed for up to 5 years. This calculator is coming soon.
Are these calculators compliant with 2025-26 Irish regulations?
Yes. All calculators are built using the latest 2025-26 Revenue.ie tax bands, USC thresholds, PRSI rates, VAT rates, and Central Bank of Ireland mortgage rules. We update them whenever official rates change to ensure accuracy for your financial planning.