Saudi Arabia Financial
Calculators Hub
4 free, ZATCA-compliant tools for every financial decision in the Kingdom — Zakat, End of Service, Salary, Cost of Living, and more. No sign-up. Instant results.
Calculators
ZATCA Rules
to Use
Covered
All Saudi Arabia Financial Calculators
Filter by category or browse all — every tool uses current Saudi laws, ZATCA rules, and GOSI rates.
Calculate your annual Zakat obligation using ZATCA’s 2.5% rate on gold, cash, trade goods, and investments — Nisab threshold included.
Estimate your gratuity payout under Saudi Labour Law — based on years of service, final salary, and reason for leaving (resignation or termination).
See your net take-home pay after GOSI deductions and housing/transport allowances — for Saudi nationals and expatriates side-by-side.
Compare the cost of living in Riyadh, Jeddah, Dammam, and other Saudi cities — housing, groceries, transport, and utilities side-by-side.
Saudi Arabia at a Glance — 2026
Key numbers every resident and expat in the Kingdom should know.
on Zakatable Assets ZATCA Standard
Contribution (Saudi) GOSI 2026
Contribution (Saudi) GOSI 2026
Tax in Saudi Arabia No Income Tax
(Standard) ZATCA VAT
(first 5 years) Labour Law
(after 5 years) Labour Law
(approx. per gram) Gold-Based 2026
How It Works
Your result in 3 steps — no account, no download, no waiting.
Pick a Calculator
Filter by category or browse all 4 tools — find the one that answers your financial question in the Kingdom.
Enter Your Numbers
Input your salary, assets, service years, or city — all fields are labelled with Saudi-specific guidance.
Get Instant Results
Results update as you type. No page reload. Copy, screenshot, or share your result directly.
Common Questions
Answers about Saudi financial rules, our calculators, and how to use them.
Are all these calculators free?
Yes — all 4 calculators are completely free. No account, email, or payment is ever required. Every tool runs entirely in your browser and does not store or transmit your personal data.
What is the Zakat rate in Saudi Arabia?
ZATCA mandates a Zakat rate of 2.5% on eligible (zakatable) assets that have been held for one full lunar year and exceed the Nisab threshold. The Nisab is calculated based on the value of 85 grams of gold or 595 grams of silver, whichever is lower. Our Zakat Calculator applies the current ZATCA standard automatically.
How is End of Service calculated under Saudi Labour Law?
Under Article 84 of the Saudi Labour Law, an employee is entitled to half a month’s final salary per year of service for the first five years, and one full month’s salary per year thereafter. For resignations with less than two years of service, no gratuity is due. Our End of Service Calculator handles all scenarios — resignation, termination, and mutual agreement — automatically.
Do expatriates pay GOSI in Saudi Arabia?
No. Expatriates (non-Saudi employees) are not enrolled in GOSI’s social insurance scheme and thus no GOSI deductions are made from their salary. Saudi nationals contribute 10% of their salary, while the employer contributes 12%. Our Salary Calculator shows the difference between Saudi and expat net pay clearly.
Is there income tax in Saudi Arabia?
There is no personal income tax on salaries for Saudi nationals or residents. However, foreign companies and non-GCC shareholders may be subject to corporate income tax. VAT at 15% applies to most goods and services. Our calculators reflect this 0% personal income tax environment.
Which cities are covered by the Cost of Living Calculator?
Our Saudi Arabia Cost of Living Calculator covers Riyadh, Jeddah, Dammam, Khobar, Mecca, Medina, and other major Saudi cities. It compares housing, groceries, transport, utilities, and dining expenses side-by-side to help you plan your budget or relocation.
Are these calculators compliant with 2026 Saudi regulations?
Yes. All calculators are built using the latest 2026 ZATCA guidelines, GOSI contribution rates, and Saudi Labour Law articles. We update them whenever official rates change to ensure accuracy for your financial planning.