Free ยท No Login ยท Updated 2026

Free Financial Calculators โ€”
90+ Tools, 15+ Countries

Tax, mortgage, investment, inflation, cost of living, retirement and loan calculators built for India, UAE, Saudi Arabia, Germany, Netherlands, UK, Ireland, Australia, Canada, Singapore, New Zealand and beyond. Based on official government data. No registration required.

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India
13 calculators
๐Ÿ‡บ๐Ÿ‡ธ
USA
19 calculators
๐Ÿ‡ฉ๐Ÿ‡ช
Germany
3 calculators
๐Ÿ‡ณ๐Ÿ‡ฑ
Netherlands
4 calculators
๐Ÿ‡ฌ๐Ÿ‡ง
United Kingdom
6 calculators
๐Ÿ‡ฎ๐Ÿ‡ช
Ireland
5 calculators
๐Ÿ‡ฆ๐Ÿ‡บ
Australia
6 calculators
๐Ÿ‡จ๐Ÿ‡ฆ
Canada
5 calculators
๐Ÿ‡ธ๐Ÿ‡ฌ
Singapore
4 calculators
๐Ÿ‡ณ๐Ÿ‡ฟ
New Zealand
2 calculators
๐Ÿ‡ฆ๐Ÿ‡ช
UAE
8 calculators
๐Ÿ‡ธ๐Ÿ‡ฆ
Saudi Arabia
4 calculators
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Global Tools
12 calculators
๐Ÿ‡ฎ๐Ÿ‡ณ India ๐Ÿ‡บ๐Ÿ‡ธ USA ๐Ÿ‡ฉ๐Ÿ‡ช Germany ๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands ๐Ÿ‡ฌ๐Ÿ‡ง UK ๐Ÿ‡ฎ๐Ÿ‡ช Ireland ๐Ÿ‡ฆ๐Ÿ‡บ Australia ๐Ÿ‡จ๐Ÿ‡ฆ Canada ๐Ÿ‡ธ๐Ÿ‡ฌ Singapore ๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand ๐Ÿ‡ฆ๐Ÿ‡ช UAE ๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia ๐ŸŒ Global โ“ FAQ
๐Ÿ‡ฎ๐Ÿ‡ณ India โ€” 13 Free Tools
India Financial Calculators
13
๐Ÿ‡ฎ๐Ÿ‡ณ
India Financial Calculators โ€” Complete Hub
All India tools in one place โ€” income tax, home loan, SIP, NPS, stamp duty, FD, inflation, PPF vs ELSS and more. Built for Indian regulations and RBI guidelines 2026.
COMPLETE HUB โญ
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Tax & Income
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Income Tax Calculator India 2026
Old & new tax regime comparison for FY 2024-25. All deductions โ€” 80C, 80D, HRA โ€” included.
โœ“ Top Performer
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NRE vs NRO Tax Calculator
For NRIs โ€” compare tax treatment of NRE and NRO accounts and interest income in India.
NRI
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India Inflation Calculator
Calculate purchasing power changes in India from any year to 2026 using RBI CPI data.
RBI Data
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Loans & Property
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Home Loan EMI Calculator India
Monthly EMI with Indian interest rates, tenure, prepayment and amortisation schedule.
Free
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EMI Calculator India
Universal EMI calculator for car loans, personal loans, and business loans in India.
Free
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Loan Eligibility Calculator India
Check home, car, and personal loan eligibility based on income and existing obligations.
Free
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Stamp Duty Calculator India
Stamp duty and registration charges for property purchase across all Indian states.
Free
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Rental Yield Calculator India
Calculate gross and net rental yield and ROI for investment properties in Indian cities.
Free
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Credit Score Impact Calculator India
See how financial decisions affect your CIBIL score before you make them.
Free
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Investments & Savings
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SIP Calculator India
Estimate returns on Systematic Investment Plans with monthly contribution, rate and tenure โ€” instantly.
โœ“ Popular
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FD Calculator India
Fixed Deposit maturity amount with compound interest โ€” compare bank rates instantly.
Free
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PPF vs ELSS Calculator India
Compare Public Provident Fund vs Equity Linked Savings Scheme returns for tax-saving choices.
Free
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Mutual Fund Overlap Calculator
Check overlapping holdings across your mutual fund portfolio to avoid over-concentration.
Free
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NPS Calculator India
Estimate your National Pension System retirement corpus with Tier 1 & 2 contributions.
Free
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Cost of Living
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Cost of Living Calculator India 2026
Compare monthly expenses across Mumbai, Delhi, Bangalore, Pune, Chennai & 15+ cities.
โœ“ Most Popular
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๐Ÿ‡บ๐Ÿ‡ธ USA โ€” 19 Free Tools
US Financial Calculators
19
๐Ÿ‡บ๐Ÿ‡ธ
USA Financial Calculators โ€” Complete Hub
All US tools โ€” federal tax, mortgage, paycheck, 401k, student loans, inflation, Social Security and more. Based on IRS and BLS data.
USA HUB
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๐Ÿ‡บ๐Ÿ‡ธ Built on Official IRS & BLS DataAll US calculators use the latest IRS tax brackets, BLS inflation data, and official government figures โ€” updated for 2025-26. No login or registration required.
Tax Calculators
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Federal Income Tax Calculator USA 2026
2025-26 IRS brackets, standard deductions, filing status โ€” estimate your US federal tax liability.
IRS 2026
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Paycheck Calculator USA
Estimate take-home pay after federal, state tax, FICA, Medicare โ€” hourly or salary.
Free
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W-4 Tax Withholding Calculator
Optimise your W-4 form to avoid underpaying or overpaying federal income taxes.
Free
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1099 Tax Calculator USA
Estimate self-employment tax, quarterly payments, and deductions for 1099 freelancers.
Freelancers
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US Inflation Calculator
Calculate purchasing power changes from 1913 to 2026 using official BLS CPI data.
BLS Data
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Mortgages & Loans
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Mortgage Calculator USA 2026
Monthly payment, total interest, amortisation schedule for US home loans.
Free
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Reverse Mortgage Calculator USA
Estimate HECM loan amounts, equity payouts, and eligibility for senior homeowners.
Seniors
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PMI Removal Calculator USA
Find out when you can remove private mortgage insurance and how much you’ll save.
Free
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Student Loan Calculator USA
Monthly payments, total interest, and payoff timeline for federal and private US student loans.
Free
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Credit Score Impact Calculator USA
Predict how financial decisions affect your FICO credit score before you make them.
Free
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Retirement & Savings
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401(k) Retirement Calculator USA
Project your 401(k) balance at retirement with employer match, contribution rates, and growth.
Free
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Social Security Benefits Estimator
Estimate monthly Social Security benefits at different retirement ages using your earnings history.
SSA Data
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529 College Savings Calculator USA
Project college savings growth and estimate how much to save monthly in a 529 plan.
Free
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Emergency Fund Calculator USA
How much emergency savings do you need? Calculate your 3โ€“6 month safety net target.
Free
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CD Calculator USA 2026
Certificate of Deposit maturity calculator โ€” compare CD rates and find the best return.
Free
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HSA vs FSA Calculator USA
Compare Health Savings Account vs Flexible Spending Account tax benefits and contribution limits.
Free
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Education, Health & Other
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Child Education Planning Calculator USA
Plan for your child’s future education costs with inflation-adjusted projections.
Free
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Medical Bill Negotiation Calculator
Estimate how much you can save negotiating medical bills and what to offer insurers.
Free
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Cost of Living Calculator USA
Compare monthly living costs across New York, LA, Chicago, Houston, Phoenix and more.
Free
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๐Ÿ‡ฎ๐Ÿ‡ช Ireland โ€” 5 Free Tools
Ireland Financial Calculators
05
๐Ÿ‡ฎ๐Ÿ‡ช
Ireland Financial Calculators โ€” Complete Hub
All Irish tools in one place โ€” income tax, take-home pay, mortgage, stamp duty and pension calculators. Built on Revenue.ie and Central Bank data 2025-26.
IE HUB
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๐Ÿ‡ฎ๐Ÿ‡ช Built on Official Revenue.ie Data โ€” Updated 2025-26All Ireland calculators use the latest Revenue.ie PAYE tax bands, Universal Social Charge (USC) rates, and PRSI thresholds โ€” updated for 2025-26. Free, instant, no registration needed.
โ˜˜๏ธ
Ireland Income Tax Calculator 2026
PAYE, USC, and PRSI all in one โ€” estimate Irish take-home pay for PAYE workers. Revenue.ie bands updated 2025-26.
Revenue.ie
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Ireland Take-Home Pay Calculator
Net monthly salary after Irish PAYE income tax, Universal Social Charge (USC) and PRSI contributions โ€” updated 2025-26.
Free
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Ireland Mortgage Calculator 2026
Monthly repayments, total interest and APRC for Irish residential mortgages โ€” Central Bank of Ireland LTV rules included.
Free
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Ireland Stamp Duty Calculator
Calculate Irish stamp duty on property purchases โ€” 1% residential up to โ‚ฌ1M, 2% above, and commercial property rates.
Free
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Ireland Pension Calculator
Estimate your Irish pension pot at retirement โ€” personal, PRSA, and occupational pension contributions with full tax relief calculation.
Free
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๐Ÿ‡ฆ๐Ÿ‡บ Australia โ€” 6 Free Tools
Australian Financial Calculators
06
๐Ÿ‡ฆ๐Ÿ‡บ
Australian Financial Calculators โ€” Complete Hub
All Australian tools in one place โ€” income tax, salary after tax, mortgage, superannuation, HECS-HELP and cost of living. Built on ATO data FY 2025-26.
AU HUB
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๐Ÿ‡ฆ๐Ÿ‡บ Built on Official ATO DataAll Australian calculators use the latest ATO tax brackets, Medicare levy rates, super guarantee (11.5%), and LITO/LMITO offsets โ€” updated for FY 2025-26. Free, instant, no registration needed.
Tax & Income
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ATO Income Tax Calculator 2025-26
Official ATO tax brackets, Medicare levy, LITO and LMITO โ€” estimate your Australian tax liability for FY 2025-26.
FY 2025-26
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Australia Salary After Tax Calculator
Net take-home pay after ATO income tax, Medicare levy, HECS-HELP repayment and superannuation โ€” weekly, fortnightly or monthly.
Free
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Mortgages & Loans
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Australian Mortgage Calculator 2025-26
Monthly repayments, comparison rate, stamp duty and LMI estimates for Australian home loans.
Free
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HECS-HELP Repayment Calculator
Estimate your annual HECS-HELP compulsory repayment based on income โ€” updated for 2025-26 ATO repayment thresholds and indexation rate.
ATO 2025-26
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Superannuation & Cost of Living
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Superannuation Calculator Australia
Project your super balance at retirement with 11.5% employer contributions, personal contributions, and investment returns over time.
Free
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Cost of Living Australia 2026
Compare Sydney, Melbourne, Brisbane, Perth and Adelaide monthly living expenses for 2026.
Free
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๐Ÿ‡ฆ๐Ÿ‡ช UAE โ€” 8 Free Tools
UAE Financial Calculators
08
๐Ÿ‡ฆ๐Ÿ‡ช
UAE Financial Calculators โ€” Complete Hub
All UAE tools in one place โ€” salary, gratuity (EOSB), VAT, mortgage, personal loan, car loan, rent vs buy, and cost of living for Dubai and Abu Dhabi.
UAE HUB
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๐Ÿ‡ฆ๐Ÿ‡ช UAE โ€” Free & Updated 2026UAE financial calculators covering salary, gratuity (EOSB), VAT, mortgage, personal loans, car loans, rent vs buy and cost of living across Dubai and Abu Dhabi. The UAE has a 0% personal income tax regime with specific end-of-service benefit rules under UAE Labour Law.
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UAE Salary Calculator 2026
Calculate net take-home salary in UAE โ€” zero personal income tax, with GOSI/social security for UAE nationals and DEWS for DIFC employees.
0% Income Tax
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๐Ÿค
UAE Gratuity Calculator (EOSB)
Calculate End-of-Service Benefit (gratuity) for UAE employees โ€” limited and unlimited contracts, resignation vs termination.
UAE Labour Law
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UAE VAT Calculator 2026
Instantly add or remove UAE’s 5% VAT โ€” includes zero-rated and exempt category guidance for businesses.
5% VAT
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UAE Mortgage Calculator 2026
Monthly repayments, DLD fees and insurance for UAE home loans โ€” resident and non-resident rates.
Free
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UAE Personal Loan Calculator
Monthly instalments, total interest, and amortisation for personal loans from UAE banks โ€” reducing balance rate.
Free
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UAE Car Loan Calculator
Monthly instalments, total interest and amortisation for car loans from UAE banks โ€” flat and reducing balance rates.
Free
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UAE Rent vs Buy Calculator
Should you rent or buy property in Dubai or Abu Dhabi? Compare total costs over time to make the right decision.
Free
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UAE Cost of Living Calculator 2026
Compare monthly living expenses in Dubai and Abu Dhabi โ€” rent, groceries, transport and utilities.
โœ“ Popular
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๐ŸŒ Works in Any Country ยท Any Currency
Global Financial Tools
12
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SIP Calculator
Calculate returns on Systematic Investment Plans with any monthly contribution, rate, and tenure โ€” any currency.
Global
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Retirement Calculator
Project your retirement corpus โ€” savings rate, growth rate, inflation, and withdrawal planning for any country.
Global
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๐Ÿ’น
Investment Return (ROI) Calculator
Calculate ROI, annualised return (CAGR), and total gain/loss for any investment in any currency.
Global
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๐Ÿงฎ
Finance Calculator
All-in-one finance calculator โ€” compound interest, present value, future value and payment calculations.
Global
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Loan Calculator
Monthly payment, total interest, and amortisation schedule for any loan amount, rate, or term โ€” any currency.
Global
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๐Ÿ’ฑ
Currency Converter
Live exchange rates for 150+ currencies โ€” USD, EUR, GBP, INR, AUD, CAD, SGD, AED and more.
Live Rates
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Interest Rate Calculator
Calculate effective annual rate, APR, and compare fixed vs variable interest rates globally.
Global
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Debt Payoff Calculator
Avalanche vs snowball strategy โ€” create a personalised debt elimination plan for any currency.
Global
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Net Worth Growth Calculator
Track and project your net worth growth over time โ€” assets, liabilities, and savings rate.
Global
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Commission Calculator
Calculate sales commission, tiered rates, and take-home earnings for any commission structure.
Global
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Business Profit Calculator
Calculate gross profit, net profit, profit margin, and markup for any business or product.
Global
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Distance Calculator
Calculate distance between any two cities worldwide โ€” useful for relocation cost planning.
Global
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FAQ
Frequently Asked Questions
Yes โ€” every calculator on Sitnit.com is completely free with no registration, no email, and no subscription required. All 90+ tools are accessible instantly on any device.
The USA has the largest collection โ€” 19 tools covering federal tax, paycheck, mortgage, 401k, student loans, Social Security, inflation, CDs and more. All accessible from the USA Financial Calculators hub. India is close behind with 13 tools accessible from the India Financial Calculators hub.
Yes โ€” Sitnit has 4 Netherlands tools: a Netherlands Salary Calculator, Take-Home Pay Calculator, 30% Ruling Calculator for expats, and a Cost of Living Calculator covering Amsterdam, Rotterdam, The Hague and Utrecht.
Yes โ€” Sitnit has 5 Ireland tools including an Ireland Income Tax Calculator (PAYE, USC, PRSI), Take-Home Pay Calculator, Mortgage Calculator, Stamp Duty Calculator, and Pension Calculator โ€” all built on Revenue.ie data.
Yes โ€” Sitnit has 8 UAE-specific tools including a UAE Salary Calculator, UAE Gratuity (EOSB) Calculator, UAE VAT Calculator, UAE Mortgage Calculator, UAE Personal Loan Calculator, UAE Car Loan Calculator, UAE Rent vs Buy Calculator, and UAE Cost of Living Calculator for Dubai and Abu Dhabi.
Yes โ€” Sitnit has 4 Saudi Arabia tools including a Saudi Arabia Salary Calculator, End of Service Calculator, Zakat Calculator, and Cost of Living Calculator for Riyadh and Jeddah. All tools reflect KSA’s 0% personal income tax regime.
The Einkommensteuerrechner Deutschland on Sitnit covers all 6 Steuerklassen, solidarity surcharge (Solidaritรคtszuschlag), church tax (Kirchensteuer), and all social contributions using the official ยง32a EStG formula โ€” updated for 2025 and 2026.
The India Income Tax Calculator on Sitnit supports both old and new tax regimes, with deductions under 80C, 80D, HRA, and standard deduction โ€” free and no login required.
The ATO Tax Calculator is most useful from July through October โ€” the Australian tax year runs July 1 to June 30, so this is when most Australians estimate their tax return and liability.
All calculators use official government data โ€” ยง32a EStG for Germany, Belastingdienst for Netherlands, Revenue.ie for Ireland, IRAS for Singapore, ATO for Australia, IRS for USA, HMRC for UK, CRA for Canada, Federal Tax Authority for UAE, ZATCA for Saudi Arabia, and IT Act for India. Results are estimates for planning purposes. For binding tax decisions, consult a qualified tax professional in your country.
Yes โ€” all Sitnit financial calculators are fully mobile-optimised and work on iPhone, Android, and any tablet or desktop browser. No app download needed.
Planning finances in India?
Our India hub has 13 free tools โ€” tax, loans, investments and cost of living โ€” all in one place.
Open India Hub โ†’