Sitnit.com · Complete Tool Directory · 2026

Free Online Calculators & AI Tools
– All in One Place.

170+ calculators and AI tools across finance, health, math, personal care, education and pets. No login. No subscription. Works on any device.

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Financial Health & Fitness Math AI Personal Care Education Pet Calculators How It Works

Financial Calculators

Tax, mortgage, investment, inflation, cost of living and savings tools for 16+ countries — USA, UK, India, Canada, Australia, Germany, Singapore, New Zealand, UAE, Saudi Arabia, Ireland, Netherlands and Switzerland. Built on official government data — IRS, HMRC, ATO, IRAS, IRD, FTA, ZATCA, CRA, Revenue.ie, Belastingdienst and more.

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All Financial Calculators — Complete Hub

Every financial tool in one place, organised by country and category. Tax, mortgage, investment, inflation and more across 16+ countries.

India Financial Calculators Hub

India-specific tools — income tax, home loan EMI, NPS, FD, PPF vs ELSS, stamp duty, mutual fund overlap and more.

USA Financial Calculators Hub

US-specific tools — federal tax, paycheck, 401k, Social Security, student loan, CD, HSA vs FSA and more.

Canada Financial Calculators Hub

7 CRA-aligned tools — income tax, inflation, mortgage, land transfer tax, BC property transfer tax, student loan and cost of living.

CANADA HUB ✦ NEW

UAE Financial Calculators Hub

8 UAE-specific tools — salary (0% tax), gratuity (EOSB), VAT 5%, mortgage, personal loan, car loan, rent vs buy and cost of living for Dubai & Abu Dhabi.

Saudi Arabia Financial Calculators Hub

4 KSA-specific tools — salary (0% income tax), end-of-service gratuity, Zakat calculator and cost of living for Riyadh & Jeddah.

Singapore Financial Calculators Hub

4 Singapore-specific tools — income tax, CPF, salary after tax and stamp duty (BSD, ABSD, SSD). Built on IRAS and CPF Board data for YA 2026.

UK Financial Calculators Hub

UK-specific tools — income tax, take-home pay, mortgage, inflation, student loans, debt repayment and cost of living. Built on HMRC and ONS data 2025-26.

Australia Financial Calculators Hub

6 Australia-specific tools — ATO income tax, salary after tax, superannuation, mortgage, HECS-HELP repayment and cost of living. Built on ATO and ABS data FY 2025-26.

Ireland Financial Calculators Hub

Ireland-specific tools — income tax, take-home pay, mortgage, stamp duty and pension calculator. Built on Revenue.ie data for 2025-26.

Netherlands Financial Calculators Hub

Netherlands-specific tools — salary, take-home pay, 30% ruling for expats and cost of living for Amsterdam & Rotterdam. Built on Belastingdienst data 2025-26.

Income Tax & Salary — By Country

India Income Tax Calculator

Old & new regime, 80C/80D/HRA deductions — FY 2024-25.

GST Calculator Canada

Add or remove GST, HST and PST for any Canadian province or territory — 2026 rates.

Federal Income Tax Calculator USA

US federal income tax — 2025-26 IRS brackets and standard deductions.

US No Tax on Tips Calculator

Calculate your tax savings under the US no-tax-on-tips policy — tip income exclusion estimates for service workers.

UK Income Tax Calculator 2025-26

HMRC bands, National Insurance, personal allowance — England, Wales & Scotland.

UK Take-Home Pay Calculator

Net monthly and annual pay after Income Tax, National Insurance and pension contributions.

Canada Income Tax Calculator 2025-26

Federal + provincial tax, CPP, EI — all Canadian provinces.

ATO Tax Calculator 2025-26

Australian income tax, Medicare levy, LITO and LMITO — FY 2025-26.

Australia Salary After Tax Calculator

Take-home pay after income tax, Medicare levy and HECS-HELP for Australian residents — FY 2025-26.

Einkommensteuerrechner Deutschland 2025-26

All 6 Steuerklassen, solidarity surcharge, church tax — §32a EStG formula.

Singapore Income Tax Calculator 2026

YA 2026 IRAS brackets, CPF relief and personal reliefs.

NZ PAYE Calculator 2025-26

New Zealand PAYE tax, KiwiSaver, ACC levies, student loan — IRD 2025-26.

Ireland Income Tax Calculator 2025-26

USC, PRSI, income tax bands and tax credits for PAYE employees — Revenue.ie 2025-26.

Ireland Take-Home Pay Calculator

Net pay after income tax, USC and PRSI deductions for Irish employees — weekly, fortnightly or monthly.

Netherlands Salary Calculator 2025-26

Gross to net salary for employees in the Netherlands — income tax, social security and holiday allowance.

Netherlands Take-Home Pay Calculator

Dutch net monthly take-home pay after loonbelasting (payroll tax) and social insurance contributions.

Switzerland Salary Calculator 2025-26

Gross to net salary in Switzerland — federal and cantonal income tax, AHV/IV/EO social insurance and pension contributions.

Singapore Salary After Tax 2026

Take-home pay for Singapore residents and Employment Pass holders after CPF and income tax.

Singapore CPF Calculator 2026

All age bands, OA/SA/MA allocations and PR graduated rates — January 2026 CPF rates.

W-4 Tax Withholding Calculator

Optimise your W-4 to avoid underpaying or overpaying federal taxes.

1099 Tax Calculator USA

Self-employment tax, quarterly payments and deductions for 1099 freelancers.

Paycheck Calculator USA

Take-home pay after federal, state tax, FICA and Medicare — hourly or salary.

NRE vs NRO Tax Calculator

Compare NRE and NRO account tax treatment for NRIs in India.

UAE Salary Calculator 2026

Calculate UAE net salary — 0% personal income tax, GOSI for nationals, DEWS for DIFC employees.

UAE VAT Calculator 2026

Add or remove UAE’s 5% VAT instantly — FTA rates, zero-rated and exempt categories.

Saudi Arabia Salary Calculator 2026

Calculate KSA net take-home pay — GOSI deductions for Saudi nationals, 0% income tax for all residents.

🇺🇸 US State Paycheck Calculators — New

New York Paycheck Calculator

Take-home pay after federal tax, NY state tax, NYC/Yonkers local tax and FICA.

Florida Paycheck Tax Calculator

Take-home pay for Florida employees — no state income tax, just federal tax and FICA.

Texas Paycheck Calculator

Take-home pay for Texas employees — no state income tax, just federal tax and FICA.

Mortgages & Home Loans — By Country

USA Mortgage Calculator

Monthly payment, total interest and amortisation schedule for US home loans.

Calculate your debt-to-income ratio — the key number US lenders use to qualify you for a mortgage.

Home Loan EMI Calculator India

Monthly EMI with Indian interest rates, tenure and prepayment schedule.

UK Mortgage Calculator 2025-26

Monthly repayments, total cost and affordability for UK residential mortgages.

Canadian Mortgage Calculator 2025-26

Monthly payments, CMHC insurance and stress test estimates for Canadian mortgages.

Land Transfer Tax Calculator

Provincial land transfer tax on a Canadian home purchase, including Toronto’s extra municipal LTT.

BC Property Transfer Tax Calculator

British Columbia’s Property Transfer Tax, including first-time home buyer and newly-built home exemptions.

Australian Mortgage Calculator 2025-26

Monthly repayments, comparison rate, stamp duty and LMI estimates.

Ireland Mortgage Calculator 2025-26

Monthly repayments, total interest and Central Bank LTV rules for Irish residential mortgages.

Hypothekenrechner Deutschland 2025-26

Annuity and linear repayment, Nebenkosten and KfW rates — 2025-26 regulations.

UAE Mortgage Calculator 2026

Monthly repayments, Central Bank LTV rules and DLD fee estimates for UAE home loans.

NZ Mortgage Repayment Calculator

Calculate monthly repayments, total interest and payoff timeline for New Zealand home loans.

Reverse Mortgage Calculator USA

HECM loan amounts, equity payouts and eligibility for senior homeowners.

PMI Removal Calculator USA

Find out when you can remove private mortgage insurance and how much you’ll save.

Loans, EMI & Debt

Loan Calculator

Monthly payment, total interest and amortisation schedule for any loan — any currency.

EMI Calculator India

Universal EMI calculator for car, personal and business loans in India.

Hard Money Loan Calculator

Monthly payments, points and total cost for short-term real estate investor loans.

Student Loan Calculator USA

Monthly payments, total interest and payoff timeline for federal and private loans.

UK Student Loan Calculator 2025

Plan 1, 2 & 5 monthly repayments, total cost and write-off timeline.

Canada Student Loan Calculator

Federal and provincial student loan repayment — NSLSC payment schedules.

HECS-HELP Repayment Calculator Australia

Annual HECS-HELP student debt repayments based on income — ATO repayment thresholds 2025-26.

Debt Payoff Calculator

Avalanche vs snowball strategy — personalised debt elimination plan, any currency.

UK Debt Repayment Calculator

Payoff plan for UK credit cards and loans using avalanche or snowball method.

Loan Eligibility Calculator India

Check home, car and personal loan eligibility based on income and obligations.

UAE Personal Loan Calculator

Monthly instalments for UAE personal loans — reducing balance method as required by Central Bank of UAE.

UAE Car Loan Calculator

Monthly instalments, total interest and amortisation for car loans from UAE banks — flat and reducing balance rates.

Inflation — By Country

USA Inflation Calculator

Purchasing power changes from 1913 to 2026 — official BLS CPI data.

UK Inflation Calculator

UK purchasing power changes using ONS RPI/CPI data — any year to 2026.

Canada Inflation Calculator

Canadian purchasing power changes using Statistics Canada CPI data.

India Inflation Calculator

Purchasing power changes in India from any year to 2026 — RBI CPI data.

Cost of Living — By Country

Cost of Living India 2026

Compare Mumbai, Delhi, Bangalore, Pune, Chennai and 15+ Indian cities.

Cost of Living USA 2026

Compare New York, LA, Chicago, Houston, Phoenix and more US cities.

Cost of Living UK 2026

Compare London, Manchester, Birmingham and Edinburgh monthly expenses.

Cost of Living Australia 2026

Compare Sydney, Melbourne, Brisbane, Perth and Adelaide living costs.

Cost of Living Canada 2026

Compare Toronto, Vancouver, Calgary and Montreal monthly expenses.

Cost of Living Germany 2026

Compare Berlin, Munich, Hamburg and Frankfurt monthly living costs.

UAE Cost of Living 2026

Compare monthly living expenses in Dubai and Abu Dhabi — rent, groceries, transport and utilities.

Saudi Arabia Cost of Living 2026

Compare monthly living expenses in Riyadh, Jeddah and Dammam — rent, groceries, transport and utilities.

Ireland Cost of Living 2026

Compare monthly living expenses in Dublin, Cork, Galway and Limerick — rent, groceries, transport and utilities.

Netherlands Cost of Living 2026

Compare monthly living expenses in Amsterdam, Rotterdam and The Hague — rent, groceries, transport and utilities.

🇦🇪 UAE & 🇸🇦 KSA — End of Service & Gratuity

UAE Gratuity Calculator (EOSB) 2026

Calculate end-of-service benefit under Federal Decree-Law No. 33 of 2021 — limited & unlimited contracts, resignation & termination.

Saudi Arabia End of Service Calculator

Calculate gratuity under Saudi Labour Law — years of service, resignation vs termination scenarios for KSA employees.

Saudi Labour Law

Investment & Savings

Investment Return & ROI Calculator

Calculate return on investment and compound growth over any period.

Retirement Calculator

How much do you need to retire? Project savings, withdrawal rate and retirement age.

Coast FIRE Calculator

Find out if your current savings will grow to a full retirement nest egg on their own, with no more contributions.

IRA Calculator USA

Project Traditional or Roth IRA growth and compare tax treatment at retirement.

401(k) Retirement Calculator USA

Project 401(k) balance at retirement with employer match and contribution rates.

US RMD Calculator

Calculate Required Minimum Distributions from traditional IRAs and 401(k)s — IRS age and account balance rules.

Social Security Benefits Estimator

Estimate monthly Social Security benefits at different retirement ages.

VA Disability Back Pay Calculator

Estimate retroactive VA disability back pay owed based on effective date and rating changes.

Superannuation Calculator Australia

Project your super balance at retirement with employer contributions, SG rate and investment returns — FY 2025-26.

Ireland Pension Calculator

Estimate Irish pension pot at retirement — employer/employee contributions, tax relief and projected fund growth.

SIP Calculator India

Systematic Investment Plan returns — project monthly SIP corpus over any tenure.

FD Calculator India

Fixed Deposit maturity amount with compound interest — compare bank rates.

PPF vs ELSS Calculator India

Compare Public Provident Fund vs Equity Linked Savings Scheme for tax-saving choices.

Mutual Fund Overlap Calculator

Check overlapping holdings across your mutual fund portfolio to avoid over-concentration.

NPS Calculator India

Estimate National Pension System retirement corpus with Tier 1 & 2 contributions.

CD Calculator USA 2026

Certificate of Deposit maturity — compare CD rates and find the best return.

529 College Savings Calculator

Project college savings growth and estimate monthly savings needed in a 529 plan.

Emergency Fund Calculator USA

Calculate your 3–6 month emergency safety net target — how much and how fast.

HSA vs FSA Calculator USA

Compare Health Savings Account vs Flexible Spending Account tax benefits.

Property, Credit, Zakat & Other

Stamp Duty Calculator India

Stamp duty and registration charges for property purchase across Indian states.

Singapore Stamp Duty Calculator

Calculate BSD, Additional Buyer’s Stamp Duty (ABSD) and Seller’s Stamp Duty (SSD) — 2026.

Ireland Stamp Duty Calculator

Calculate stamp duty on residential and commercial property purchases in Ireland — current Revenue.ie rates.

Netherlands 30% Ruling Calculator

Calculate your 30% tax-free allowance as an expat employee in the Netherlands — eligibility and tax saving.

UAE Rent vs Buy Calculator

Should you rent or buy in Dubai or Abu Dhabi? Compare total costs over time to make the right decision.

Saudi Arabia Zakat Calculator 2026

Calculate annual Zakat obligation — 2.5% on Nisab-eligible wealth including cash, gold, investments and business assets.

Rental Yield Calculator India

Gross and net rental yield and ROI for investment properties in Indian cities.

Credit Score Impact Calculator India

See how financial decisions affect your CIBIL credit score before making them.

Credit Score Impact Calculator USA

Predict how decisions affect your FICO score before you make them.

Net Worth Growth Calculator

Track and project net worth growth — assets, liabilities and savings rate.

Business Profit Calculator

Gross profit, net profit, profit margin and markup for any business or product.

Currency Converter

Live exchange rates for 150+ currencies — USD, EUR, GBP, INR, AUD, SGD, AED, SAR and more.

Interest Rate Calculator

Calculate effective annual rate, APR, and compare fixed vs variable rates globally.

General Finance Calculator

All-purpose financial calculator for compound interest, present value, future value and payments.

Medical Bill Negotiation Calculator

Estimate how much you can save negotiating medical bills and what to offer insurers.

Child Education Planning Calculator

Plan for your child’s future education costs with inflation-adjusted projections.

Travel & Everyday

Travel Cost Calculator

Estimate total trip cost — flights, accommodation, food, transport and activities for any destination.

Fuel Cost Calculator

Calculate fuel cost for any journey — petrol, diesel or EV. Works in miles and kilometres.

Calculate tip amount and split the bill evenly between any number of people.

Creator & Monetization

YouTube Money Calculator

Estimate monthly and annual YouTube ad revenue based on views, CPM and niche.

AdSense Revenue Calculator

Estimate Google AdSense earnings from page views, CTR and CPC for your website or blog.

Health & Fitness Calculators

BMI, calories, nutrition, sleep, pregnancy, running and workout tools. Science-based formulas for real health decisions.

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Health & Fitness Calculators — Complete Hub

All 21 health and fitness tools — BMI, BMR, calories, macros, pregnancy, sleep, running pace and more.

Body & Weight

Calculate Body Mass Index — underweight, normal, overweight or obese range.

Basal Metabolic Rate — how many calories your body burns at rest daily.

Body Fat Percentage Calculator

Estimate body fat percentage using multiple methods — Navy, BMI, and skinfold formulas.

Body Shape Calculator

Determine your body shape — apple, pear, hourglass, rectangle or inverted triangle.

Calories & Nutrition

Calorie Calculator

Daily calorie needs based on age, weight, height, gender and activity level (TDEE).

Calorie Deficit Calculator

Calculate calorie deficit needed to lose weight at your target pace — safe and sustainable.

Calories Burned Calculator

Calories burned in 50+ activities — walking, running, cycling, swimming and more.

Protein Calculator

Daily protein requirements based on body weight, activity and fitness goals.

Carbohydrate Calculator

Daily carb intake based on your diet goals, activity and calorie target.

Fat Intake Calculator

Recommended daily fat intake based on your calorie goal and diet type.

Macronutrient Calculator

Calculate your ideal protein, carb and fat macro ratios for any fitness goal.

Water Intake Calculator

Daily water intake needs based on weight, climate and exercise level.

Caffeine Half-Life Calculator

Track caffeine metabolism and find the best cutoff time for quality sleep.

Fitness & Training

One Rep Max Calculator

Calculate your 1RM for bench press, squat, deadlift — and training percentages.

Target Heart Rate Calculator

Calculate target heart rate zones for fat burn, cardio, and peak performance.

Running Pace Calculator

Calculate running pace, finish time and splits for 5K, 10K, half marathon and marathon.

Sleep Calculator

Calculate optimal bedtime and wake-up times based on sleep cycles for maximum rest.

Health Risk Calculators

Assess cardiovascular, diabetes and lifestyle health risks based on your indicators.

Women’s Health & Pregnancy

Women’s Period Calculator

Track menstrual cycle, predict ovulation and next period dates.

Pregnancy Calculator

Calculate due date by LMP, track pregnancy milestones week by week.

Pregnancy Weight Gain Calculator

Healthy pregnancy weight gain by trimester based on pre-pregnancy BMI.

Math Calculators

From basic arithmetic to scientific calculations, unit conversions and equation solving — all in one place.

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Math Calculators — Complete Hub

Basic, scientific, percentage, fractions, roots, exponents, equations, ratios, units, distance and age.

Basic Calculator

Simple arithmetic — add, subtract, multiply, divide. Fast and clean.

Scientific Calculator

Trigonometry, logarithms, powers, roots and advanced mathematical functions.

Percentage Calculator

Calculate percentages, percentage change, and percentage of a number instantly.

Fraction Calculator

Add, subtract, multiply and divide fractions — simplified results with steps.

Square Root & Cube Root Calculator

Calculate square roots, cube roots and nth roots of any number.

Exponent & Power Calculator

Calculate any base raised to any power — including negative and fractional exponents.

Equation Solver Calculator

Solve linear, quadratic and polynomial equations with step-by-step solutions.

Ratio Calculator

Calculate, simplify and compare ratios — scale recipes, maps or any proportion.

Convert length, weight, temperature, volume, speed and more — metric and imperial.

Distance Calculator

Calculate distance between any two cities or locations worldwide in miles or kilometres.

Calculate exact age in years, months and days from any birth date to today or any target date.

AI Personal Care Tools

Quiz-based AI tools for face shape, hairstyle, skin tone, eye shape, glasses, beard, skincare and fashion. Used by 24,000+ people across 15+ languages. No photo required for most tools.

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AI Personal Care Tools — Complete Hub

All AI beauty and personal care tools. Start with Face Shape Detector — it powers recommendations across all other tools.

Face & Feature Analysis — Start Here

Face Shape Detector

Identify oval, round, square, heart or oblong face shape — start here for the most accurate recommendations.

Skin Tone Detector

Find your undertone — warm, cool or neutral — and get matching colour palettes for makeup and clothing.

Eye Shape Detector

Identify almond, round, hooded or monolid eyes — with targeted makeup and eyewear tips.

AI Face Attractiveness Test

AI analyses facial symmetry and features — constructive beauty enhancement suggestions.

Hair & Style

Hairstyle Recommender

Personalised hairstyle suggestions for men and women — includes a barber-ready script. Most popular tool.

🔥 Most Popular

AI Glasses Finder

Find perfect frames — aviator, round, rectangle, cat-eye — matched to your face shape and style.

AI Fashion Enhancer

AI-powered outfit and fashion advice based on body type, style goals and occasion.

AI Fashion Advice

Personalised fashion styling tips — colour coordination, occasion dressing and wardrobe planning.

Skincare, Makeup & Grooming

AI Skincare Routine

Personalised morning and evening skincare routine for your skin type — dry, oily, combination or sensitive.

AI Makeup Problem Solver

Struggling with foundation, concealer or contouring? Get targeted AI fixes instantly.

Beard Style Recommender

Best beard style for your face shape — stubble, full beard, goatee, Van Dyke. Includes barber script.

Hairstyle Style Guides

Hairstyles for Oval Face

Top hairstyles and haircuts for oval faces — the most versatile face shape, with styling tips for men and women.

Hairstyles for Round Face

Best hairstyles and haircuts for round faces — styles that add length and definition, with tips for men and women.

Education & Productivity

CGPA conversion, grade average, study planning, work productivity, commission calculators and typing speed test for students and professionals.

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Education & Productivity Calculators Hub

CGPA to percentage, grade average, study time planner, work productivity score, commission calculator and typing speed test.

CGPA to Percentage Calculator

Convert CGPA to percentage for Indian universities, US GPA, UK grade systems and more.

Grade Average Calculator

Calculate weighted and unweighted grade averages for any subject combination.

Study Time Planner Calculator

Plan and schedule study time for exams — hours per subject, revision blocks and deadlines.

Commission Calculator

Calculate sales commission, tiered rates and take-home earnings for any structure.

Work Productivity Score Calculator

Measure and score your work productivity — track output, efficiency and task completion rate.

Typing Speed Test

Measure your typing speed and accuracy in words per minute (WPM) — practise and improve with timed tests.

Pet Calculators

Age converters, pregnancy calculators and feeding guides for dogs, cats, horses and cows. Science-based tools for pet owners and livestock farmers.

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Pet Calculators — Complete Hub

All pet calculators — dog, cat, horse and cow age, pregnancy and feeding calculators for pet owners and farmers.

Age Converters

Dog Age Calculator

Convert dog years to human years — understand your dog’s life stage and health needs based on breed and size.

Cat Age Calculator

Convert cat years to human years — track your cat’s life milestones from kitten to senior.

Horse Age Calculator

Convert horse years to human equivalent age — understand equine life stages and care requirements.

Cow Age Calculator

Calculate cow age in human years and understand bovine development stages for dairy or beef cattle.

Pregnancy Calculators

Cat Pregnancy Calculator

Calculate cat due date and gestation milestones from mating date — approximately 63–67 days gestation.

Horse Pregnancy Calculator

Calculate horse foaling date and pregnancy milestones — approximately 340–342 days gestation.

Cow Pregnancy Calculator

Calculate cow calving date and pregnancy milestones — approximately 280–283 days gestation.

Feeding & Nutrition

Cow Food Calculator

Calculate daily feed requirements for dairy or beef cattle based on weight, production stage and nutritional targets.

How to Use Any Tool

01

Choose a Category

Browse Financial, Health, Math, AI Personal Care, Education or Pet. Use the sticky nav above to jump straight to what you need.

02

Pick Your Tool

170+ tools organised by category and sub-category. Click any card to open the tool instantly — no login, no sign-up.

03

Enter Your Details

Each tool has clear input fields. Financial calculators auto-select the right tax year. AI tools guide you step by step.

04

Get Instant Results

Results appear immediately. Save, screenshot or share — no data is stored on our servers.

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100% Private

No data stored, no tracking of inputs. Photos used in AI tools are never saved to our servers.

📱

Mobile-First

All tools have 44px+ tap targets and work perfectly on any phone, tablet or desktop.

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Official Data

Tax calculators use IRS, HMRC, ATO, IRAS, IRD, FTA, ZATCA, CRA, Revenue.ie and Belastingdienst source data — not estimates.

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Always Updated

Tax rates, brackets and formulas are reviewed and updated at the start of every financial year.

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